Need for Speed: Payback

Need for Speed: Payback delivers an explosive action driving adventure packed with heist missions, high-stakes car battles, epic cop pursuits, and jaw-dropping set pieces. Powered by a story of betrayal and revenge, it’s about more than finishing first—it’s about building the perfect ride and living out an action racing fantasy. Set in the underworld of Fortune Valley, you drive as three distinct characters—Tyler the Racer, Mac the Showman, and Jess the Wheelman—reunited by a quest for vengeance against The House, a cartel that controls the city’s casinos, criminals, and cops. Take on a variety of events to earn respect in the underground, and dive into the series’ deepest customization to craft a personalized car, from tuning a forgotten derelict into a supercar to pushing your build to the limit. Raise the stakes by betting on your own performance, multiplying your winnings—or risking it all.

In Fortune Valley, elite driver Tyler Morgan and his crew—off-roader Sean MacAllister, master spy Jessica Miller, and trusted mechanic Ravindra Chaudhry—thrive in the city’s underground street racing scene. But after a job arranged by race fixer Lina Navarro ends in a shocking betrayal, Tyler and his team join forces with “the Gambler,” Marcus Weir, to strike back. Their target is the House, a ruthless cartel that controls Fortune Valley’s underworld. To take it down, the crew enters the Outlaw’s Rush, a high-stakes street race where the city’s elites compete for power and profit. High-speed chases, close-knit crews, and explosive showdowns await. It’s time… for PAYBACK!